Radius Global Solutions is a legitimate third-party collection agency headquartered in the Minneapolis, Minnesota area. It collects healthcare, financial-services, and telecom debts for other companies. It must follow the federal FDCPA. Consumers most often report being contacted about debts they don't owe and repeated contact — and you have rights in both situations.
Radius Global Solutions is a collection agency, not the company you originally did business with. Based in the Minneapolis, Minnesota area, Radius works mainly as a third-party collector: hospitals, banks, credit card issuers, and phone or internet providers hire it to recover unpaid accounts on their behalf.
That matters for you in two ways. First, the debt on the call may come from a bill you barely remember — an old medical balance, a closed credit card, a final phone bill after switching carriers. Second, because Radius is collecting a debt owed (or allegedly owed) to someone else, it is covered by the Fair Debt Collection Practices Act (FDCPA) — the federal law that sets strict rules on how collectors can treat you.
The industries Radius typically works in:
Radius Global Solutions is a real company, and a call or letter from them is usually a genuine collection attempt. That does not mean the debt itself is accurate — and it doesn't mean every caller claiming to be "Radius" actually is.
Scammers impersonate well-known collection agencies because the names sound official. Before you discuss anything:
The FDCPA applies to every call, letter, text, and voicemail. Under federal law, a third-party collector like Radius:
If Radius crosses any of these lines, they may have violated federal law — and each violation can be worth up to $1,000 to you. The law can also require the collector to pay the attorney's fees, which is why an attorney can often take these cases at no upfront cost to you.
Whether the debt is real, wrong, or a mystery, the same steps protect you:
No — Radius is a real, operating collection agency based in the Minneapolis area. But scammers do impersonate real collectors, so verify any debt in writing before paying. A legitimate collector must send you a written validation notice under federal law; a scammer will pressure you to pay immediately instead.
Yes. Send a written cease-contact letter — once received, the collector generally must stop contacting you except for limited legal notices, like telling you they intend to sue. You can also stop workplace calls just by telling them your employer doesn't allow them. If the calls continue after a written request, that may be an FDCPA violation, and each violation can be worth up to $1,000 to you.
Dispute it in writing within 30 days of their first written notice and demand validation. Once disputed, Radius must stop collecting until it verifies the debt. Debts get attached to the wrong person more often than you'd think — mixed files, identity theft, already-paid balances. "Debt not owed" is one of the most common complaint themes in the CFPB's public database.
Not until the debt is validated and you know your rights. Paying an inaccurate, expired, or misattributed debt can cost you money you never owed — and in some states, a payment on an old debt can restart the legal clock for a lawsuit. Get a free review first; there's no upfront cost to find out where you stand.
Respond before the court's deadline — never ignore a summons. A default judgment can lead to wage garnishment or frozen bank accounts depending on your state. Many collection lawsuits have real defenses, from missing documentation to expired statutes of limitations. An attorney can review your case at no upfront cost to you.
Find out whether the collector broke the law — and what your rights are worth. No upfront cost to you.
Not a law firm. Providence Financial Solutions connects consumers with independent consumer-rights attorneys. Results vary. Not available in GA, ID, ND.